Basic Credit Card

We at Bank Nizwa are proud to present the widest range of Sharia compliant credit cards in Oman: Basic, Standard, Gold and Platinum

Each packed with a vast range of privileges and offers that suit your needs and aspirations.

Card Features & Benefits:

  • Worldwide Acceptance
  • Convenience
  • MasterCard Global Service
  • 24 Hours Customer Call Centre
  • SMS Alerts
  • Supplementary Cards for Family
  • Cash Withdrawal from ATMs
  • Bank Nizwa Special Discounts and Offers


  • Against Salary Minimum RO 300 – RO 600
  • Maximum Credit Limit RO 300 (2x Salary)
  • Minimum Credit Limit N/A
  • Against Collateral 110% Lien

Membership Fees

  • Annual Subscription Fee RO 9
  • Monthly Subscription Fee RO 2

3D Secure

The "3D Secure" feature from MasterCard provides an additional layer of security for online shopping. The feature offers Bank Nizwa Credit Card customers a much safer experience while transacting online.

Whenever you make a transaction online using your Bank Nizwa Credit Card at a merchant that supports MasterCard SecureCode solution, you will be asked to enter your One-Time-Password (OTP) after entering your card details, and just before check-out. The One-Time-Password (OTP) will be sent to your registered mobile number. You will be able to complete your transaction only after providing the correct One-Time-Password (OTP).

To enable online transactions, Call 24950500 (within Oman) or +968 24950500 (outside Oman)


Welcome to a World of Advantages

Bank Nizwa MasterCard® Credit Cards (Standard / Gold / Platinum) are designed to offer you convenience, freedom and security.

Not only are Bank Nizwa Cards welcomed worldwide at millions of establishments, you can also use your card to avail value added offers, special discounts and exclusive privileges at outlet ranging from financial services, dining, health and lifestyle, to fashion, education, travel and so much more!

And Bank Nizwa is always on hand to assist you 24/7. Simply dial 24950500 (within Oman) or call +968 24950500 (outside Oman).

Please view the offers through this link

Bank Nizwa discount offers

For MasterCards offers https://www.priceless.com/en-us/tourist/US/middleeastafrica/region.html

Enjoy and unwind in a top-class lounge before your flight!

User Manual

Credit Card Fee Table

Terms & Conditions

Chat with Us