Basic Credit Card

We at Bank Nizwa are proud to present the widest range of Sharia compliant credit cards in Oman: Basic, Standard, Gold and Platinum

Each packed with a vast range of privileges and offers that suit your needs and aspirations.

Card Features & Benefits:

  • Worldwide Acceptance
  • Convenience
  • MasterCard Global Service
  • 24 Hours Customer Call Centre


  • Against Salary Minimum RO 300 – RO 600 for Expat
  • Maximum Credit Limit RO 300 (2x Salary)
  • Minimum Credit Limit N/A
  • Against Collateral 110% Lien

Membership Fees

  • Annual Subscription Fee RO 9
  • Monthly Subscription Fee RO 2

3D Secure

The "3D Secure" feature from MasterCard provides an additional layer of security for online shopping. The feature offers Bank Nizwa Credit Card customers a much safer experience while transacting online.

Whenever you make a transaction online using your Bank Nizwa Credit Card at a merchant that supports MasterCard SecureCode solution, you will be asked to enter your One-Time-Password (OTP) after entering your card details, and just before check-out. The One-Time-Password (OTP) will be sent to your registered mobile number. You will be able to complete your transaction only after providing the correct One-Time-Password (OTP).

To enable online transactions, Call 24950500 (within Oman) or +968 24950500 (outside Oman)

Credit Card Fee Table

Terms & Conditions

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